At Richmond Financial Advice, we provide clear and dependable financial advice services in Richmond for individuals and families seeking to protect, manage, and plan their wealth with confidence.
With 31 years of experience and a whole of market financial services approach, we serve clients across Richmond, Teddington and Twickenham with tailored guidance covering investments, pensions, and tax planning.
Our services are fully FCA regulated, giving you the reassurance that everything we recommend is aligned with your best interests.
Book your free consultation todayOur role is to help you understand your options and make informed decisions about your financial future. We work closely with clients planning towards retirement or those who have already retired, providing advice that is straightforward, personalised, and based on a full assessment of your circumstances. As a local financial adviser in Richmond upon Thames, we understand the needs of the community and offer practical solutions that support long-term financial wellbeing.
Our approach is centred around clarity and transparency, ensuring that you always feel confident about the recommendations you receive. Whether you are reviewing your investments, planning for retirement, or looking to reduce tax liabilities, we provide tailored guidance to help you achieve financial peace of mind.
Key benefits of our approach include:
We offer a focused set of financial services designed to address the core priorities of our clients. Each service is delivered with care, expertise, and a personalised understanding of your goals.
Investment planning plays a key role in helping you grow and protect your wealth over time. As part of our financial planning services, we provide tailored investment strategies based on your goals, risk tolerance, and financial position.
Our investment planning support includes:
We take a calm and structured approach, explaining your options clearly and ensuring that every recommendation is aligned with your personal circumstances. Regular reviews help keep your portfolio on track and responsive to market changes or shifts in your financial needs.
Retirement planning is one of the most important financial decisions you will make, and we help clients prepare for a comfortable and confident future. As a provider of independent financial advice in Teddington, we offer straightforward guidance to support your retirement goals.
Our retirement planning service covers:
We begin by understanding your retirement goals, timeframe, and existing pension arrangements. From there, we create a clear plan designed to help you transition smoothly into retirement. Ongoing reviews ensure your arrangement remains aligned with legislation, markets, and your personal priorities.
Effective tax planning helps you protect more of your wealth and support long-term financial security. As part of our investment, pension and tax planning service, we provide structured guidance on ways to make your finances more tax efficient.
We can help with:
We take a whole of market approach to find suitable options based on your needs. Everything is explained clearly to help you make informed decisions with confidence. Annual reviews ensure that your arrangements remain effective, because your personal financial situation, the economic outlook and tax legislation do change over time.
We are proud to support clients throughout Richmond upon Thames and the surrounding communities. Our financial adviser services are available to individuals and families in:
This local focus strengthens our understanding of the needs of clients across South West London, allowing us to provide tailored, personal service built on long-term relationships.
Clients across Richmond, Teddington and Twickenham value our clear, independent advice and the supportive, professional service we provide. Their feedback reflects the trust and long-term relationships we aim to build.
Kuldev has been a great help to me over the 25 years that I have know him. I can always rely on his advice.
- Mrs C G, Twickenham
I first approached Kuldev for financial advice after my wife passed away in 2006. He gave me some excellent advice just before the financial crash of 2007 and I have been a fan of his ever since. Kuldev is very professional and has a knack of explaining things very clearly. I would recommend him to anyone.
- Mr W A, Twickenham
There are many financial advisers around but it hard to find someone to trust. But Kuldev is the exception. He always looks out for our best interests and is never pushy. We have introduced him to many of our friends.
- Mr P S, Hampton
Are you looking for someone you can rely on to always be there for you? Look no further ! Kuldev is my trusted adviser. I find him to be very knowledgeable about stock markets but not in a geeky way ! He knows his stuff. Try him and see - you won't be disappointed.
- Mr G W, Richmond
My brother and me each received an inheritance after our dad passed away. We were told about Mr Sehra by a friend who had been using him for pension advice for many years. At first I was a bit sceptical because I used to think that all financial advisers are the same. But I was pleasantly surprised by how sensitive Kuldev was. He listened very carefully and came up with a clear and simple plan. He didn’t try to impress us with jargon or blind us with science. We are not financial people but it’s nice to know that there are people out there who can talk in plain language!
- Mrs J S, Teddington
Client feedback reflects the clarity of our advice, our whole of market approach, and the professional service we provide. We welcome reviews from clients and will display them here once they are available.
Choosing the right financial adviser is an important step, and clients appreciate the experience, clarity, and reliability we bring to every conversation. We focus on long-term relationships and provide support at each stage of the financial journey.
Clients choose us because we offer:
Our focus is always on providing sincere, professional and reliable financial advice that supports your goals.
Many people are unsure whether their current arrangements are still suitable. We suggest a review to check how your existing financial products fit with your current situation and whether they align to achieve your needs and objectives. We will produce a report with a recommendation after assessing your policies’ charges, their risk level and long term performance.
Restricted advisers can only recommend products from a limited range, while whole of market advisers review the full marketplace. This provides a broader choice and helps ensure recommendations match your personal circumstances more closely.
The amount varies widely depending on lifestyle, plans, and existing pension arrangements. During your consultation we help you assess what income you are on track for and whether adjustments are needed to meet your retirement goals.
Yes, we can explore tax-efficient options such as ISAs, pensions, and other strategies designed to help you manage income tax, capital gains tax, or inheritance tax more effectively.
Whether you are reviewing your investments, preparing for retirement, or seeking tax guidance, we are here to support you with calm, clear, and tailored advice. Our whole of market approach ensures you receive recommendations that are truly suited to your circumstances.
Book your free consultation today.
Call: 07930 853 948 | 020 8977 2899
Email: [email protected]
